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It’s not just money - it’s your family’s future. Without the right planning, your loved ones could be left facing a crushing inheritance tax bill at the very moment they’re grieving your loss.
In 2022–23, the UK collected £6.7 billion in inheritance tax, with more and more families being dragged into the tax net as property, pensions, and other assets rise in value - while thresholds remain frozen.
That means everything you’ve worked for - your home, your savings, even your pension - could be taxed at up to 40 % before your family ever sees it. The result? Selling the family home, parting with cherished assets, or watching a lifetime of effort eroded by the taxman.
Whole of life insurance offers a way to shield them - providing the funds to cover the tax bill and preserve your legacy, so your loved ones inherit memories, not money worries.
When life stops, the bills don’t.
The Whole of Life specialists - it’s all we do, and we do it best.
How does whole of life insurance work?
Protection that lasts a lifetime
Premiums that suit you
Secure peace of mind knowing you’re covered for life
Choose fixed or inflation-linked payments so your cover keeps its value
Support when it matters most
A guaranteed, tax-free gift of love
Your loved ones can make a claim quickly and simply, at a time they’ll need it most
Leave behind a lump sum that helps protect your family’s future and ensures your legacy lives on
PROTECT YOUR FAMILY'S INHERITANCE
PRESERVE YOUR LEGACY
PEACE OF MIND FOR GENERATIONS
Place your policy in trust so the payout can usually bypass inheritance tax, meaning more of your money goes directly to your loved ones.
Instead of up to 40% of your estate being lost to the taxman, your payout can help safeguard your family’s financial future and is typically paid quickly, outside of probate.
Whole of life assurance is one of the simplest ways to leave a guaranteed, tax-efficient gift to your children or grandchildren.
Backed by leading UK insurers. Trusted by families nationwide.
We only work with fully regulated insurers, meaning your policy is safe, secure and reliable.
- FCA regulated & FSCS protected- Policies designed around your budget- Thousands of families protected every year
“I know more of what I’ve worked for will go to my family - not the taxman. That peace of mind is priceless.”
- S. Taylor, 54, policyholder
Start now, takes less than 60 seconds.
Get your free, no-obligation quote today. It only takes a minute, but it could protect your family for life.
Whole of life insurance quotes start from just 27p-a-day through us
This website does not provide financial advice. The content is for general information only. If you choose to proceed, you will be referred to a financial adviser who is authorised and regulated by the Financial Conduct Authority (FCA). Any advice or recommendations will be given by them, not by us.
